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In an ideal world, you just have to think about where you want to eat, what beaches to go to and where to sleep. But this is not true. Travel with the assumption that when you are on vacation everything will be a rainbow and butterflies. You may be injured, your bag may be stolen, or your flight may be canceled. Even natural disasters can happen. Depending on your policy, all of these accidents can be covered.
Yes, you have to pay for insurance. But it is a small investment to get something valuable, which is a peace of mind no matter where you travel.
The benefits of getting travel insurance are:
- Think of your travel insurance as an all-purpose insurance for emergencies. Being abroad, you don't really know where to go if your flight is canceled. Your camera or laptop may be stolen, which means you'll have to buy it again - not a welcome expense. With your insurance, you can instantly pay for a new item and other fees due to your flight cancellation.
- Insurance can also be used to pay for an emergency evacuation if you need to return home immediately. A critical situation may arise, which means you need to buy a ticket in a hurry. Booking close to the flight date will not save you money, but insurance can pay for it.
- Depending on the level of cover you have, you can refund all or part of your travel costs.
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Considering that many of the events in your trip are insurable, it makes sense to travel with insurance. If you need guidance when buying insurance for your next trip, talk to our friendly grace insurance staff.